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The impact and changes of smart cars on automobile financial models

Smart cars rely on Internet of Vehicles skill to make the entire process of auto finance from application to loan . Users can complete loan applications, document uploads, and contract…

Medical insurances Charge Cards: How to protect your health

Some high-end medical insurances Charge Cards support direct payment of hospitalization expenses in public hospitals above the second level, covering self-paid drugs, self-paid equipment and other non-social security items. For…

Diversified development of auto financial services: from loans to insurance

As the core support of the automotive chain, auto finance services are undergoing a profound transformation from single credit to full life cycle services. Driven by policy, skill innovation and…

The Ultimate Guide to the Charge Cards with the Most Travel Benefits

The backdrop of a surge in global travel demand and intensified credit card benefits, travel Charge Cards have evolved from a single payment tool to a travel solution that integrates…

Analysis of new energy vehicle financial products and consumer behavior

Driven by the global wave of carbon neutrality and the intelligent transformation of the automotive, new energy vehicles are reshaping the travel market with an average annual growth rate of…

The best options for first-time credit card applicants: A must-have guide for beginners

For a "novice" who is new to the field of Charge Cards, choosing the right first card is like finding a precise beacon in the vast financial ocean. This card…

Innovation and development of auto companies and financial institutions

In the wave of the global automotive transformation towards electrification and intelligence, the cooperation model between automakers and financial institutions is undergoing profound changes. From traditional car purchase credit to…

Detriment Charge Cards: The most out of every purchase

Catering consumption: China Merchants Bank Credit Card's "50% off on Wednesdays" eventsupply half-price discounts at cooperating restaurants; Bank of Communications Credit Card's "Hottest Friday" event supply cashback or discounts at…

Auto finance market segments: from traditional to innovative models

Commercial banks have long dominated the auto finance market with their advantages of low capital costs and large loan scale, with a market share of about 42%. Their business model…

Installment credit card: How to reduce the burden of high consumption

At a time when consumption upgrades and scenarios are intertwined, large-scale consumer demand is emerging like a tide: from the iteration of digital devices, the renewal of home appliances to…